So I sold my Saab 900, bought a Honda Accord. The Honda has the same power, but is a little slower. It’s harder to steal as it has an alarm and immobiliser. It’s a safer car than the Saab and it is cheaper to repair after an accident. It has a smaller engine and a lower insurance group. Despite all this it has cost me an extra £75 for the remaining 8 months of my policy. So, I am paying £445 per year to insure a bog standard family saloon on insurance group 8 which will be driven less than 4,000 miles per year.

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